When a person finds that he needs to declare bankruptcy, he will often decide that he doesn’t need an attorney. He thinks he will be able to simply sign his name and sail smoothly through the process. Unfortunately, this isn’t usually what happens. A good attorney is one of the most important assets to have during a process like this. Here are a few reasons that people need a bankruptcy attorney.
Paperwork
Without a bankruptcy attorney in Rancho, an individual is unlikely to know how to fill out all the required paperwork in the process. Over the years, the law has grown so complex that it is practically impossible to understand it. Lawyers have many years of training and study, so they can help their clients through this process. It would be nice if the laws were simple enough for everyone to understand, but unfortunately, that is not the case.
It is a whole other language
Words that are used in court proceedings often have entirely different meanings than when they are used in everyday life. Other words are used in court that are never used in regular speech. It is unlikely that the average person has any knowledge of all this “legalese.” A lawyer can ensure that all sides of the case are effectively communicated to the judge.
Protect your Rights
People who choose to go through bankruptcy proceedings without adequate representation are often taken advantage of in unfair ways. Creditors and other people who want the money they lent out will often take extreme measures to get what they want. They may make up information or use other methods in an attempt to intimidate the bankrupt person. If that person doesn’t know his rights, he may be taken advantage of.
Ensure Fairness
A qualified attorney will make sure that his client gets a fair say in the court proceedings. Nobody intentionally defaults on their obligations, so it is crucial that every client is fairly represented. The creditors understandably would like to get back the money that they loaned to the client, but sometimes these contracts may have been signed under terms that weren’t fair.
Protect the Future
Even after the trial, there can be consequences that stretch on for many years. The client’s credit rating may be damaged, and it can be hard to get future loans. A good bankruptcy lawyer can help his client prepare and plan for these future considerations.
Although it may be tempting to try to go through the this process without a lawyer, most people who have tried this have regretted it. Bankruptcy attorneys Rancho provide a valuable service to society.